Web Trader MT5
Banks and certain other institutions keep reserve balances in accounts at the Federal Reserve. The Fed pays interest on these balances through the Interest on Reserve Balances rate, known as IORB. If a bank can earn interest safely at the Fed, it has little reason to lend the same money elsewhere at a much lower rate. This helps the Federal Reserve guide overnight market rates toward its chosen range. IORB is a monetary-policy tool used inside the banking system. It is not the interest rate paid to ordinary customers on savings accounts.
Disclaimer: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.
You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
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